Terms & Conditions

Acceptance of these terms

By creating or using a Step4 Wealth account, you agree to these Terms & Conditions and any additional terms presented when you use particular services.

Account responsibilities

You are responsible for providing accurate information, maintaining the confidentiality of your account credentials, and promptly notifying Step4 Wealth of unauthorized access or suspected security issues.

Investment services

Step4 Wealth provides investment-planning and related technology services. Investment values may fluctuate and no investment outcome is guaranteed.

Information displayed through the platform should not be interpreted as a guarantee of performance or as individualized financial, tax, or legal advice unless expressly provided by an appropriately authorized professional.

Contributions and payments

Contribution amounts, schedules, payment methods, transaction status, and applicable fees will be presented through the platform or applicable service-provider checkout process.

A portfolio allocation percentage is not itself a payment fee. For example, a 25% portfolio allocation means that approximately one quarter of the portfolio target is assigned to that category.

Identity verification

Step4 Wealth may require identity verification before providing certain services. You agree to provide accurate and authentic information and valid identification when requested.

Prohibited activity

You may not use the platform for unlawful activity, fraud, impersonation, unauthorized access, manipulation of financial records, or any activity that could compromise the security or integrity of the service.

Suspension and termination

Access may be suspended or terminated where necessary for security, fraud prevention, legal compliance, violation of these terms, or protection of users and the platform.

Third-party services

Step4 Wealth may rely on third-party providers for services such as payment processing, identity verification, email delivery, authentication, hosting, and infrastructure. Those services may have separate terms and privacy policies.

Changes to these terms

These Terms & Conditions may be updated as the service develops or as legal and regulatory requirements change. The updated version will be published on this page.

Contact

Questions about these terms may be directed to Step4 Wealth through the contact information provided on the platform.